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Credit Card Debt – How it Spirals Out of Control

Credit card debt is one of the easiest forms of debt to fall into. You’re essentially giving yourself a mini-loan whenever you feel like it, yet every time you do, you’re making it more and more difficult to climb out of debt. The added balance means that the interest owed is increased, which in turn means the minimum payment rises. The closer you get to paying the minimum amounts means you’re simply adding to the total even if you don’t buy anything.


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How to Lower the Credit Card Debt

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